Benchmark Asset Allocations

The mix of assets in your portfolio should reflect your investment risk profile.

The following asset allocations have been established by analysing returns over a long period and, as such, can be a used as a strategic benchmark when contracting your portfolio.

Conservative investor

• You are more comfortable with stable investments and are not willing to accept much risk.
• However, if you have a longer time horizon, you are willing to accept a low to medium level of volatility in your returns over the short term, as long as in the medium term, the value of your capital is preserved.
• You would accept a potential loss in one year out of every four.

Conservative Balanced Income investor

• You want to protect your capital, see some growth in the medium term and receive some income from distributions along the way.
• You are not comfortable with significant fluctuations in your portfolio, but you understand that some risk is needed to achieve moderate growth over the long term.
• You would accept a potential loss in one year out of every three.

Balanced investor

• You want to protect your capital, but also see some growth in the medium term.
• You are not comfortable with significant fluctuations in your portfolio, but you understand that medium risk is needed to achieve more growth over the long term.
• You would accept a potential loss in one year out of every three.

Growth investor

• You have a longer-term timeframe and are comfortable with the medium to high level of risk associated with shares.
• You accept that the value of your investment will fluctuate in the short term if you are seeking higher capital gain in the long term.
• You would accept a potential loss in one year out of every three.

High Growth investor

• You have a long-term timeframe and are comfortable with the high level of risk associated with shares.
• You accept that the value of your investment will fluctuate in the short term if you are seeking higher capital gain in the long term.
• You would accept a potential loss in one year out of every three.

GBP Balanced Growth investor

• You have a longer-term timeframe and are comfortable with the high level of risk associated with shares.
• You accept that the value of your investment will fluctuate in the short term if you are seeking higher capital gain in the long term.
• You would accept a potential loss in one year out of every three.

The long term Strategic Asset Allocations apply to both the Selected and the Selected Responsible Investment portfolios.